Se Habla Español Mon–Thu 9–5 · Fri 9–4
📞 910-378-1378
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Veteran-owned. Independent.
Right here in Jacksonville.

Our goal is to develop long-standing, personal client relationships. We're not a call center. We're your neighbors at 200 Valencia Dr, and we work for you, not an insurance company.

The team

Who you'll actually talk to.

Richard Kolstad

Richard Kolstad, CLCS, TRA

Owner · Commercial Lines

Veteran and agency principal, helping coastal NC businesses and property owners protect what they've built.

rich@kolstadins.com
Ashley Lethbridge

Ashley Lethbridge

Licensed Agent · Personal Lines

Your go-to for auto, home, and everything that protects your family.

ash@kolstadins.com
Salvador Gomez

Salvador Gomez

Admin Coordinator

Keeps service fast and friendly, in English or Spanish, whichever you prefer.

salvador@kolstadins.comSoy Bilingüe
Why independent matters

We shop. You choose.

A captive agent sells one company's policy. We represent multiple carriers (Progressive, Liberty Mutual, National General, Universal P&C, Orion180, and NCJUA) and compare them on your behalf. Our rate isn't right until it's the right policy.

JacksonvilleCamp Lejeune areaOnslow CountyCoastal NC
🎖️

Veteran-owned, military-family ready.

We're proud to serve the Camp Lejeune community. PCSing in or out? We'll make the insurance part painless: fast effective dates, no runaround.

Come say hi, or just call.

200 Valencia Dr #124, Jacksonville, NC 28546 · Mon–Thu 9–5, Fri 9–4