Se Habla Español Mon–Thu 9–5 · Fri 9–4
📞 910-378-1378
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Veteran-owned. Independent.
Right here in Jacksonville.

Our goal is to develop long-standing, personal client relationships. We're not a call center — we're your neighbors at 200 Valencia Dr, and we work for you, not an insurance company.

The team

Who you'll actually talk to.

Richard Kolstad

Richard Kolstad, CLCS, TRA

Owner · Commercial Lines

Veteran and agency principal, helping coastal NC businesses and property owners protect what they've built.

rich@kolstadins.com
Ashley Lethbridge

Ashley Lethbridge

Licensed Agent · Personal Lines

Your go-to for auto, home, and everything that protects your family.

ash@kolstadins.com
Salvador Gomez

Salvador Gomez

Admin Coordinator

Keeps service fast and friendly — in English or Spanish, whichever you prefer.

salvador@kolstadins.comSoy Bilingüe 🇪🇸
Why independent matters

We shop. You choose.

A captive agent sells one company's policy. We represent multiple carriers — Progressive, Liberty Mutual, National General, Universal P&C, Orion180, and NCJUA — and compare them on your behalf. Our rate isn't right until it's the right policy.

JacksonvilleCamp Lejeune areaOnslow CountyCoastal NC
🎖️

Veteran-owned, military-family ready.

We're proud to serve the Camp Lejeune community. PCSing in or out? We'll make the insurance part painless — fast effective dates, no runaround.

Come say hi — or just call.

200 Valencia Dr #124, Jacksonville, NC 28546 · Mon–Thu 9–5, Fri 9–4