Se Habla EspañolMon–Thu 9–5 · Fri 9–4
📞 910-378-1378
Independent · Veteran-Owned · Jacksonville, NC

Protect your home
and everything inside.

Comprehensive homeowners coverage built for coastal NC — hurricane protection, replacement cost coverage, and multi-policy discounts when you bundle with auto.

  • No obligation — compare options from multiple A-rated carriers
  • Military discounts & Camp Lejeune expertise
  • Local office, real people — Se Habla Español
★★★★★ 5.0 · 148 reviews on Google Veteran-owned

Get your free home quote

Takes about 30 seconds. No spam, no obligation.

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You're all set!

We'll reach out the same business day (Mon–Fri) — usually much sooner — with your options.

🔒 Your info stays with our local office — never sold.
Insurance coverage is not bound or altered until confirmed by an authorized representative of Kolstad Insurance Services. By submitting, you agree we may contact you by phone, text, or email about your request.

Why North Carolina chooses Kolstad.

1

NC weather expertise

Hurricanes, wind, hail, flood zones — coastal Carolina insurance is different, and we write it every day.

2

Complete protection

Your home, belongings, and personal liability covered under one policy you actually understand.

3

Bundling savings

Combine home and auto for multi-policy discounts — bundling is one of the most reliable ways to save.

What a strong NC home policy covers.

Quick answers.

Does homeowners insurance cover flood?

Standard policies don't — flood is a separate policy, and in many coastal zones your lender requires it. We'll help you figure out what you need and quote it.

What's a hurricane deductible?

On coastal NC policies, named-storm damage often carries a percentage-based deductible instead of a flat dollar amount. We show you exactly what yours is before you buy.

Free · No obligation · No spam

Ready when you are.

30 seconds online, or one quick call — we shop the carriers, you choose.