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Home / Insurance

Everything we cover.

One independent agency, multiple top carriers, and every policy below compared before you buy. If you don't see it here, ask — we specialize in hard-to-find coverage.

Personal lines

For your family & life on the coast.

🚗

Auto Insurance

Complete vehicle protection for North Carolina drivers.

  • Liability, collision & comprehensive
  • Uninsured motorist coverage
  • Multi-vehicle discounts
  • Teen & new driver programs
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🏠

Home & Landlord Insurance

Protect your most valuable investment.

  • Dwelling & contents coverage
  • Personal liability
  • Additional living expenses
  • Hurricane & weather protection
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🔑

Renters Insurance

Affordable protection for renters — often around $15/month.

  • Personal property coverage
  • Liability protection
  • Loss of use coverage
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🏍️

Motorcycle Insurance

Specialized protection for riders.

  • Liability, collision & comprehensive
  • Custom parts coverage
  • Roadside assistance
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🛥️

Boat Insurance

Complete watercraft protection.

  • Hull & machinery coverage
  • Liability & medical payments
  • Trailer & equipment protection
  • Towing assistance
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🚐

RV Insurance

Adventure protection on wheels.

  • Comprehensive RV protection
  • Personal effects coverage
  • Emergency expenses
  • Full-time living options
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Business lines

For Onslow County's businesses.

🛡️

General Liability

The foundation of business protection.

  • Third-party claims
  • Bodily injury & property damage
  • Product liability
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🏢

Commercial Property

Protect your business assets.

  • Buildings, equipment & inventory
  • Business interruption
  • Weather & disaster coverage
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👷

Workers' Compensation

Mandatory employee protection in NC.

  • Medical coverage
  • Lost wage replacement
  • Return-to-work programs
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📋

Professional Liability (E&O)

Protection for professional services.

  • Errors & omissions
  • Negligence claims
  • Defense costs
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🚚

Commercial Auto

Business vehicle & fleet protection.

  • Liability & physical damage
  • Company vehicles & fleets
  • Higher limits available
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💻

Cyber Liability

The modern business essential.

  • Data breach response
  • Business interruption
  • Regulatory fines & notification costs
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Specialty & hard-to-find

The coverage other agencies pass on.

🔨

Contractors Insurance

Specialized protection for the trades.

  • General liability
  • Tools & equipment
  • Completed operations
  • Surety bonds
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🍽️

Restaurant Insurance

Comprehensive food-service protection.

  • General liability
  • Spoilage & contamination
  • Liquor liability
  • Employment practices liability
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🤝

Non-Profit Insurance

Protection for organizations that serve.

  • Directors & officers liability
  • Volunteer accident insurance
  • Event & fundraising protection
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Not sure what you need?

Tell us what you're protecting and we'll tell you what actually matters — in plain English.