Veteran-owned. Independent.
Right here in Jacksonville.
Our goal is to develop long-standing, personal client relationships. We're not a call center. We're your neighbors at 200 Valencia Dr, and we work for you, not an insurance company.
Founded in 2017. NC license 1000568335 · SC license 3000599432.
Who you'll actually talk to.

Richard Kolstad, CLCS, TRA
Veteran and agency principal, helping coastal NC businesses and property owners protect what they've built.
rich@kolstadins.com
Ashley Lethbridge
Your go-to for auto, home, and everything that protects your family.
ash@kolstadins.com
Salvador Gomez
Keeps service fast and friendly, in English or Spanish, whichever you prefer.
salvador@kolstadins.comSoy BilingüeWe shop. You choose.
A captive agent sells one company's policy. We represent multiple carriers (Progressive, Liberty Mutual, National General, Universal P&C, Orion180, and NCJUA) and compare them on your behalf. Our rate isn't right until it's the right policy.
Veteran-owned, military-family ready.
We're proud to serve the Camp Lejeune community. PCSing in or out? We'll make the insurance part painless: fast effective dates, no runaround.
Come say hi, or just call.
200 Valencia Dr #124, Jacksonville, NC 28546 · Mon–Thu 9–5, Fri 9–4
