Everything we cover.
One independent agency, multiple top carriers, and every policy below compared before you buy. If you don't see it here, ask. We specialize in hard-to-find coverage.
For your family & life on the coast.
Auto Insurance
Complete vehicle protection for North Carolina drivers.
- Liability, collision & comprehensive
- Uninsured motorist coverage
- Multi-vehicle discounts
- Teen & new driver programs
Home & Landlord Insurance
Protect your most valuable investment.
- Dwelling & contents coverage
- Personal liability
- Additional living expenses
- Hurricane & weather protection
Renters Insurance
Affordable protection for renters, often around $15/month.
- Personal property coverage
- Liability protection
- Loss of use coverage
Motorcycle Insurance
Specialized protection for riders.
- Liability, collision & comprehensive
- Custom parts coverage
- Roadside assistance
Boat Insurance
Complete watercraft protection.
- Hull & machinery coverage
- Liability & medical payments
- Trailer & equipment protection
- Towing assistance
RV Insurance
Adventure protection on wheels.
- Comprehensive RV protection
- Personal effects coverage
- Emergency expenses
- Full-time living options
For Onslow County's businesses.
General Liability
The foundation of business protection.
- Third-party claims
- Bodily injury & property damage
- Product liability
Commercial Property
Protect your business assets.
- Buildings, equipment & inventory
- Business interruption
- Weather & disaster coverage
Workers' Compensation
Mandatory employee protection in NC.
- Medical coverage
- Lost wage replacement
- Return-to-work programs
Professional Liability (E&O)
Protection for professional services.
- Errors & omissions
- Negligence claims
- Defense costs
Commercial Auto
Business vehicle & fleet protection.
- Liability & physical damage
- Company vehicles & fleets
- Higher limits available
Cyber Liability
The modern business essential.
- Data breach response
- Business interruption
- Regulatory fines & notification costs
The coverage other agencies pass on.
Contractors Insurance
Specialized protection for the trades.
- General liability
- Tools & equipment
- Completed operations
- Surety bonds
Restaurant Insurance
Comprehensive food-service protection.
- General liability
- Spoilage & contamination
- Liquor liability
- Employment practices liability
Non-Profit Insurance
Protection for organizations that serve.
- Directors & officers liability
- Volunteer accident insurance
- Event & fundraising protection
Not sure what you need?
Tell us what you're protecting and we'll tell you what actually matters, in plain English.